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A Guide To Buying The Best Computer

23 Jul 2014
Rosemary Rugnetta
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Is your current computer running a little slow? There comes a time in every computer’s life when it needs to shut down forever. If it is your computer’s time, then it’s time to get out there and get a new one.

Buying a new computer can be stressful. It is one of the biggest investments a person makes and, depending upon your line of work, it could be vital to your job. It is important, then, that when you do decide to buy a new machine, you choose with care and get one, which suits your needs.

The problem is that there are many myths about computers, and you may be ill-informed when it comes to which computer you should get. Try not to get blinded by adverts of the latest models. Instead, read this simple guide to finding a computer to suit you needs and how to buy it.

Step One: Identify Your Needs

What are you going to do on your computer? Do you need to read your daily emails or are you going to be coding websites? The difference between the type of computer you will need for these two tasks is vast. Ensure you think about what you need in a computer and what tasks you will be doing on it.

Many people think they need more computer storage than they do. If you are going to be storing a few music files and word documents on your computer, then you don’t need a vast amount of storage. It is easy to get dazzled by the array of huge storage computers, but this could mean you pay over the odds for your machine.

Write down a list of things you need a computer for and decide whether you need one with a lot of storage or just your basic model.

Step Two: Find The Model To Suit You

The range of computer models currently on the market is vast and at times terrifying. Knowing which computer to choose can feel stressful and out of your range. Do not let this choice overwhelm you. Instead, once you have identified your needs, ask an expert which computer will suit you. So, if you are looking for a computer that has the blue light filter incorporated into it, and one that can accommodate the best blue light blocking glasses that you’re thinking about buying, the expert will be able to take this information and find the best model for you. The expert will appreciate that you have taken the time to consider what you want. He or she will be able to point you in the right direction.

Do not fall into the common trap of choosing a computer based on how it looks. Just because a laptop is pink, doesn’t mean it will work well. You won’t care what colour your laptop is if it shuts down.

Step Three: Get Your Finances Sorted

A computer will set you back a lot of money as it is a big investment. If you don’t have the cash upfront to pay for a new computer, but need one then you have a dilemma. One of the things you might consider doing is opting for a short term loan. Responsible payday lenders like Ferratum offer a range of loans and payment plans to suit you needs. Getting a small loan will help you buy your computer straight away, which is important as many of us rely on computers for work.

Step Four: Get Insurance

It is so important to get insurance when you buy a new computer. Many people neglect insurance as it adds to the cost of the machine. But it will cost you a lot more money should your computer break after you buy it.

Insurance is your safety net when it comes to your computer. You might think that your laptop is covered within your home insurance, but this will not be thorough. Specific computer or laptop insurance gives you the best chance of getting your machine fixed later on with no extra cost.

About the Author
Rosemary is a lifestyle and finance blogger from the US. Currently living in London and making a living as a life coach and financial blogger. Lover of life and permanently with her four-legged friend, she's making the world a more positive place, one blog post at a time.

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