• Home
  • About
  • Contact
How to Load Up on Bonuses With a New Credit Card
Change your destiny? – It is easy! – Shakuntali Siberia states
A clean mind works well in trading
6 Important Personal Finance Tips for Women
  • Home
  • Lifestyle
  • Love
  • Money
  • Healthy living
  • Shopping
  • Travel
  • Debt
  • Credit cards
  • Savings

Quick & Easy Ways To Cut Your Household Bills

02 Sep 2015
Rosemary Rugnetta
0

The biggest chunk of our monthly outgoings is spent on bills. When you’re managing the family finances, it’s the largest portion of money to go. Luckily, there are plenty of ways to cut costs, and free up some extra cash. Imagine what you’d do with an extra bit of pocket money! You could save up for that family holiday, or upgrade the kitchen like you’ve always wanted. When it comes to the family budget, it’s all about finding those small, cost-effective savings. They might not seem like much, but across all your bills and accounts, it adds up. Here are some of our favourite ways to cut household bills.

Use less energy

It seems decidedly simple to say it out loud. In practice, it’s a little trickier. Just remember, that energy bills typically make up the biggest chunk of your expenditure. So, where possible, try to restrict your usage. Turn off lights and appliances. Turn the thermostat down just one notch. Additionally, malfunctioning electrical appliances can increase household bills. For example, an air conditioner with faulty AC ducts or worn-out AC unit can increase the chances of receiving an insanely crazy electricity bill. However, in such scenarios, it would be prudent for you to hire a technician from https://aqualityhvac.org/ and similar web portals, who can repair the faulty AC parts as soon as possible. Just remember to make small cutbacks across the board and you’ll see that those bills are coming down! Apply the same techniques to your other expenses. Try to use the car less often, and cut back on unplanned shopping trips.

Review your current policies

When was the last time you took a good, long look at your current policies? Are they still appropriate for your family and lifestyle? Dive into the records, and see if you’re paying more than you need to. Are you paying for more broadband data than you’re actually using? Are you only using half the free calls and texts on your phone? Could you bring the excess down on your car insurance? It’s these small costs you can amend and reduce.

Or change them entirely

Many customers stay with their providers out of loyalty. The truth is, loyalty no longer pays in the modern utilities market. Every provider has a cycle of new entry-offers and discounts. If your contract is coming to an end, you’ll almost certainly find a cheaper option elsewhere. We recently switched our gas supplier and our internet provider. We also picked up Stoneways trailer insurance instead of including the trailer on our car policy. These simple tricks will save you money. Always keep your eye open for new deals, and don’t worry about loyalty!

Use a different payment method

Are you currently paying your utility bills month-by-month? Well, there is a cheaper way. You’ll often save a fortune if you can pay the entire year up front. We know that it’s a struggle for some families, but imagine freeing yourself of the internet bill for a whole year! It’s worth scraping through one lean month to free yourself of the regular burden. We often find that car tax, broadband, and TV licensing are all small enough costs to pay up front. Doing that has drastically reduced our monthly outgoings. Plus, you get a better deal when you pay all at once.

We’d love to hear from you if you have any other great tricks up your sleeves! How do you keep your monthly outgoing low and manageable?

17121706878_0b0d1e7a11_z

image credit

 

About the Author
Rosemary is a lifestyle and finance blogger from the US. Currently living in London and making a living as a life coach and financial blogger. Lover of life and permanently with her four-legged friend, she's making the world a more positive place, one blog post at a time.

Leave a Reply Cancel reply

*
*

Follow my social page.