Saving for a house isn’t easy, especially in the current economic climate. That’s why you have to do everything possible to save the pennies where you can. So, before you give yourself a headache trying to think of ingenious ways to cut your costs, relax and take a deep breath. Because all you have to do is follow some very simple advice…
Buy Own-Brand Products
There used to be somewhat of a stigma attached to buying own-brand products. However, that seems to be becoming less true with every month that passes. There are many people in the UK and US that are struggling to pay their bills and keep on top of their finances. So, there are many families that have been forced to rely on social welfare or even food banks. This has helped to put the situation into perspective for the majority of people. There really is no shame in buying own-brand products. They’re cheaper and usually taste just as good as their branded equivalents.
Wear and Repair
Nowadays, our culture is dominated by throw-away fashion and disposable consumer goods. So, when something rips or breaks we have a tendency just to throw it away. Well, if you want to cut your outgoings, you’re going to have to get out of that mindset. A hole in a pair of socks can easily be ‘darned’, just as a rip in your favourite pair of jeans can easily be patched up. We’re lucky enough to live in a time where when it comes to fashion, literally anything goes. So by being prepared to ‘wear and repair’ you can create unique clothes that are more likely to set trends than follow them.
Replace Luxuries with Cheaper Alternatives
Every woman knows just how expensive getting a new hairdo can be. We’re not for one second saying that you should sacrifice getting a regular haircut. What we are saying is that there are alternatives to paying hefty salon prices. Ask around, you’re bound to hear of someone who does mobile hairdressing. Make sure you opt for a stylist who has a proven track record. Then you can guarantee that you’ll still get great results. But even better, you’ll also only paying a snip (pardon the pun!) of the usual price.
Have a Junk Sale
We hate to be the ones to break it to you, but you’re going to have to be brutal. And yes, we do mean letting go of that beloved T-shirt that you’ve had since you were 14 years old. We know it has sentimental value, but it doesn’t even fit you anymore. We’re not saying that you’ll be able to make a fortune by selling off your unwanted stuff. What we are saying is that it’s necessary, because you need all the extra pennies you can get. Saving for a house doesn’t come easy, not to mention all the extra costs once you actually move in. A visit to a surveyor in Glasgow can show you just how costly buying a house can be.
Now you’re equipped with some very simple, but effective, money-saving techniques that you can implement straight away.